Zack borrows money from a guest named Maynard to play video games, but starts to fear him when he can't pay it back. Cody enters a spelling bee. Londres and Maddie help a homeless family.
A twins convention is being held at the Tipton Hotel. Zack ends up creating a double fecha with twin sisters, for him and Cody. Londres and Maddie end up enjoying a evening with twin brothers.
